It’s easy to get caught up in Cayla Keyes’ excitement. As INB’s retail sales manager, it’s good to know she really likes INB checking accounts. “We definitely offer more than any other bank in the area,” she says without hesitation.
The “more” Cayla talks about includes a list of non-typical checking account features like pet insurance and cell phone protection, available to our Power and Power Plus checking customers. And INB’s partnership with Greenlight, making their app available to any INB checking or savings account customer. Or maybe it’s the 40,000 plus MoneyPass ATMs In the United States they can use for free.
Cayla can easily list all the good things about INB checking. But what about employees who don’t have the title of “sales manager”? What do they think are the best features of INB checking?
BaZing Offers Discount on Pet Insurance, Cell Phone Protection and More
“The INB Power and Power Plus checking account feature I think is the best are the BaZing benefits that come with them,” says Nicole King, Peoria teller. “Even though we have a reasonable monthly fee for these accounts, the benefits that BaZing offers outweigh the fee by far. It helps in so many ways – to cellphones, to pets, to roadside assistance, to vision, to shopping and to vacation savings. The INB checking accounts do not just offer security, a branded debit card, and an app – but so much more to make spending money fun, secure, and adventurous!”
Each BaZing benefit is different. Some require activation. ALL require customers create a BaZing login at account opening. You’ll find all of the details on our website.
The newest benefit is Pet Insurance:
Pet Insurance1, 2
Get a discount on pet insurance with BaZing. The benefit includes nationwide vet coverage, 24/7 Virtual Pet support, ID tags, medication discounts, and more. No breed or age limits.
Reimbursed Fees Make a Big Difference
Natalie Cain’s favorite part of INB checking is our Power Plus Checking account that provides reimbursement of up to four ATM fees per statement cycle. This means customers can use ANY ATM knowing the fees they agree to pay will, ultimately, be paid by INB. There’s no cap on the dollar value of the fees. Natalie gives this example from her own travels: “I used an on-site ATM at a casino that charged a $16 fee, and the entire amount was fully reimbursed.” This is also available to mortgage customers on any account type.
Dee Pedersen, VP, care center manager, is also a fan of ATM reimbursements:
“With Power Plus Checking, I like that not only is INB’s portion of the fee to use out-of-network ATM’s waived, but we also reimburse the portion of the fee that is charged by the ATM owner!” With INB’s Power Checking account, we waive INB's portion of the fee to use out of network ATMs. With both accounts, INB will waive the fee four times per statement cycle.
Speaking of fees, Megan Kepling, Fairmount’s branch operations supervisor, thinks having monthly maintenance fees waived if you have a direct deposit on an INB Easy Checking Account is a great feature. “Just have your paycheck deposited with INB, and we’ll take care of your checking account fees,” Megan explains.
Megan also lets customers she works with know about INB CD specials because our specials typically provide a higher interest rate for INB customers than for individuals who don’t have an account with us.
Pocket Change Can Add Up to Big Savings
Not only are INB checking customers eligible for fee reimbursements, but they can also watch their savings grow with a feature called “Pocket Change.” Greg Floyd, VP, deposit compliance services, says “Pocket Change” allows you to round up to the dollar value of the expense each time you use your debit card, putting the “rounded up” dollars into a savings account. He shares his own experience: “I’m not a big debit card user but have saved $300 this year and $6,800 since enrolling in the product.”
It’s a pretty simple program: You need to enroll and designate what INB account your rounded dollars will go to. INB then “rounds up” each debit card purchase, up to $9 per transaction. We’ll take those “cents” from checking and move the funds into your savings account at the end of each day. It’s simple. Over time, watch your pennies grow and your savings balance increase.
Greenlight Gives INB the Green Light
Cayla’s current favorite benefit is Greenlight3. With any INB checking or savings account, you can join over six million parents and kids learning to earn, save, and spend wisely - together. INB is offering customers a complimentary3 subscription to this best-in-class debit card and money app for kids and teens. Cayla was paying a monthly fee to use Greenlight with her high school-age son, when she introduced it to INB’s leadership. It wasn’t a hard sell! “INB is all about providing financial well-being to all of its customers… and Greenlight allows us to do that,” Cayla explains.
To use Greenlight, link your INB savings or checking account as the funding source of your Greenlight card. You’ll find more details on our website.
1Insurance products are: NOT A DEPOSIT, NOT FDIC INSURED, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THIS FINANCIAL INSTITUTION.
2Require activation to begin.
3 *INB, National Association customers are eligible for the Greenlight SELECT plan at no cost when they connect their INB, National Association account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, clients will be responsible for associated monthly fees. See terms [greenlight.com] for details. Offer ends 11/22/2027. Offer subject to change and partner participation.