Improving your credit score can be a key step towards homeownership.

Achieving a high credit score can increase your chances of getting approved for a mortgage or a loan. This is important, so INB recommends that families take advantage of the  CreditSmart® Homebuyer U [app.infofreddimac.com] which is a free course offered from our partners at Freddie Mac.

CreditSmart^® is a suite of educational resources designed to help individuals with the skills and the knowledge to:

• Establish good credit: Building a solid foundation involves understanding and applying the key principles.
• Access and understand credit reports: Learn how to read and interpret your credit score.
• Improve credit scores: Strategies to help raise credit scores.
• Fix credit problems: Learn and understand the steps for addressing and correcting any current credit issues.
• Use credit cards wisely: Tips for managing a credit card to keep a good credit profile.

Whether you are just beginning to explore homeownership, a potential homebuyer, or have previously been declined and are seeking guidance, our expertise can help you achieve your dream of owning a home.