At INB, we take your finances personally.

INB offers checking accounts that are specialized to meet your individual needs. Learn more about how our checking accounts can serve you!

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Benefits for All Accounts

Compare special account benefits and requirements

Special Account Benefits

Compare INB checking account benefits and requirements

Power Checking 

Power Plus Checking 

  • BaZing Benefits
  • Free checks & cashier's checks
  • Check images with statement
  • Earn interest (see rates)
  • Bonus rates on select CDs/money market accounts
  • Cash reserve annual fee waived

Easy Checking 

  • ATM fee reimbursements for enrolled students
  • No monthly fee for students

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BaZing

Save Money on the Things You’re Already Paying for by Using BaZing Benefits and Power and Power Plus Checking.*

 Cell Phone Protection 1,2

Pay your cell phone bill with your Power or Power Plus checking account, and you're covered. We'll pay to have it repaired or replaced, up to $600 per claim (maximum of $1,200 per year).

 Roadside Assistance

Available 24/7 and free to use, covers up to $80 in covered service charges.

 ID Theft Aid 2

Designed to secure your personal and financial information.

Identity Restoration and Payment Card Resolution: Identity restoration specialist works on your behalf to restore your identity.

Personal Identity Theft Benefit2: Receive to to $2,500 reimbursement for covered expenses you incur to restore your identity.

Credit Monitoring: Your credit report will be monitored on a daily basis for any new credit inquiries. If any activity is detected, we will notify you so that you can confirm whether the suspicious activity is fraudulent. You'll also receive updated quarterly credit report and score. Requires additional activation for monitoring to begin.

Identity Monitoring3: Monitors the dark web to identify activity associated your identity, including public records, change of address, social security, and non-credit loans.

 Pet Insurance 2,3

Preferred rates on pet insurance. Coverage includes free ID tags linked in pet cloud, 24/7 virtual vet, pet RX and more! Activation required.

 Health Savings Card

Save money on prescriptions, eye exams, frames, lenses and hearing services.

 Travel Accidental Death Insurance 2

Peace of mind for the unexpected.

 Buyer's Protection and Extended Warranty 1,2

Your newly purchased item can be reimbursed or replaced if an accident or theft occurs within 180 days of purchase, when purchased using your BaZing checking account.

 Financial Wellness 3

Financial Wellness by Gentreo4 helps you create, update, and store essential documents like Trusts, Wills, and Powers of Attorney. Securely share with loved ones to simplify their future. Activation required.

 Savings Network 5

Local discounts and national retailer deals to save you money on shopping, dining, travel and more.

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Compare INB Checking Accounts

Account Benefits Power Checking Power Plus Checking Easy Checking
BaZing Benefits
INB's portion of ATM fees waved
(max 4 per statement cycle)
Pocket Change
Cash Reserve annual fee waved
Check Images with statements 1,6
Bonus rates on select CDs/money market accounts
Cashier's checks $6/box free $27.95
Free use of over 40,000 MoneyPass ATMs in the U.S.
Online statements and notices
Earn Interest (see rates)
Visa debit Card
Digital banking and mobile app
Account Requirements Power Checking PowerPlus Checking Easy Checking
Opening deposit $50 $2,500 $50
Minimum daily balance $0 $2,500 $500
Monthly maintenance fee $6 $10 $6
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Easy to Switch

Do you want to switch from your current bank to an INB Checking Account? We make it easy on you!

Technology allows us to switch all of your direct deposits and automatic payments in just a few clicks. We’ll notify your previous bank and even transfer all of your bill payees into INB’s online bill pay service!

Simply stop by an INB branch or start the process online now.

You can save money with INB Checking Accounts 

Read about savings options with INB checking account.

Benefits for Mortgage Customers

Are you an INB Mortgage Customer? Take advantage of bonuses when you sign up for an INB Checking Account! Read more here.

Order Checks

Click here to order more checks.

Overdraft Fees

Click here to learn about overdraft fees and how to avoid them.

Have questions or need help choosing the right checking account? Give us a call at 217-747-5500 or toll-free 877-771-2316.

*See a banker for a copy of the BaZing Benefits Reference Guide for complete details.
1Subject to additional terms and conditions.
2Insurance products are: NOT A DEPOSIT, NOT FDIC INSURED, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THIS FINANCIAL INSTITUTION.
3Requires activation to begin. 
4Gentreo™ is not a law firm or a substitute for a law firm or attorney or an attorney's advice. Gentreo provides self-help services at your specific direction. Gentreo cannot provide any kind of legal advice, explanation, opinion or recommendations.
5Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.